Insurance & Payment Policy

Valor Mental Health is in network with most major commercial plans in Palm Beach and Broward Counties. If you don't see your plan below, you can still be seen — we provide superbills for out-of-network reimbursement, and we'll check your benefits before you schedule.

In-Network Insurance Plans

Valor Mental Health is in network with the following plans for psychiatric evaluation and medication management. Coverage varies by individual policy — we verify your benefits before your first visit.

Aetna
All Savers
Allegiance
Cigna and Evernorth
Meritain Health
Nippon Life Benefits
Optum
Oscar Health
Oxford
Trustmark Benefits
UnitedHealthcare UHC  |  UBH
Wellfleet

Self-Pay Rates

These are our full self-pay fees. Payment is collected at the time of service.

New Patients

$250

Initial Psychiatric Evaluation

45 minutes

Established Patients

$150

Follow-Up Visit

Medication management and ongoing care

We publish our rates on purpose. Mental health care is hard enough to reach without having to call three offices to find out what a visit costs. You should be able to see the price, decide, and book — without a phone call first.

Out-of-Network & Superbills

If your plan isn't listed above, you can still be seen as a self-pay patient at the rates shown. After each visit we provide a superbill — an itemized receipt with the diagnostic and procedure codes your insurance company needs — which you submit to your insurer for out-of-network reimbursement. Many PPO plans reimburse a meaningful portion of what you paid.

Reimbursement amounts depend on your specific out-of-network mental health benefits. You can check yours in about a minute, at no cost:

Accepted Forms of Payment

Payment is collected at the time of service.

Insurance Self-Pay Credit Card Debit Card HSA / FSA Superbill for Reimbursement

Questions About Your Coverage?

Call and we'll verify your benefits and tell you what your visit will cost before you schedule.

Insurance participation and plan names are listed for identification purposes only. Being in network does not guarantee coverage for every service — benefits, deductibles, copays, and prior-authorization requirements are determined by your individual policy, and any amount your plan does not cover remains your responsibility. Self-pay patients may request a Good Faith Estimate of expected charges before scheduling. Submitting a superbill does not guarantee reimbursement; that decision rests with your insurer. Fees are subject to change. This page is informational and is not medical advice. If you are in crisis, call or text 988 or dial 911.